Accident insurance, also known as particular accident insurance or accidental death and dismemberment( AD&D) insurance, is a type of insurance policy that provides fiscal protection to an individual in the event of an accident performing in injury, disability, or death. Accident insurance generally covers accidental injuries and can give a lump sum payment or a regular sluice of income to the ensured or their heirs. The content may also include medical charges, hospitalization costs, and recuperation charges performing from an accident. The benefits paid out by accident insurance programs can be used to cover charges similar as mortgage payments, living charges, and medical bills. It’s important to note that accident insurance only covers accidents and doesn’t cover ails or other health- related issues. Accident insurance is frequently bought as a supplement to a traditional health insurance policy or life insurance policy, as it provides fresh content for accidents that may not be covered under those programs